Frequently Asked Questions

What Is A Property Insurance Consultant?

A Property Insurance Consultant is employed and paid by the policyholder. Their fiduciary responsibility and duty is to the policyholder. Property Insurance Consultants and other experts employed and/or retained by the insurance company work in the best interest of the insurance company, accordingly their responsibility and duty must be to their principle.

Why Is A Property Insurance Consultant From An Adjuster Sent From The Insurance Company?

A Property Insurance Consultant is licensed, educated and trained in the policy coverage and state regulations and statutes that guide claims handling entitlements of the policyholder in first party property damage claims.

Property Insurance Consultant work exclusively for the Insured in an effort to achieve a full financial recovery.

Why Should I Retain A Property Insurance Consultant?

Property Insurance Consultant are professionals and are experienced in the claims process. They can minimize the hassle that comes with collecting documents and evidence while negotiating a settlement with the insurance company.

The Property Insurance Consultant will file all your pertinent paperwork with the insurance company, arrange for the inspections of your damaged property if needed, and then negotiate with the insurance company if they refuse to pay your claim in full.

What Is the Cost To Retain The Services of Erwin Loss Recovery?

There are no upfront costs. Erwin takes a small percentage of the final settlement. We don’t get paid unless and until you get paid.

It is in everyone’s best interest that your claim gets settled quickly and for the maximum amount possible under the terms of your policy.

How Does A Property Insurance Consultant Determine the Insured's Actual Loss?

A Property Insurance Consultant will will take physical inventory, obtain all pertinent appraisals, and confirm that all provisions of the insured’s policy have been considered.

The process involves numerous steps that the inexperienced insured is not aware of. All of these steps will significantly impact the final settlement.

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